Monday, April 28, 2014

Bolg 12 (typed bolg on purpose lol)

Part 1:
     In this section we learned largely about Fiscal Policy. Inside fiscal police\y we learned about how we deal with too much expansion and too much contraction.. To deal with expansion we use the contractionary policy which increases taxes and decreases government sending; and visa-verse for contraction. We also learned about taxes. And that the government plans out a budget for the money to go towards each year.
Also learned about the "trickle down" or supply side, which is where tax cuts go to the wealthy and the producers in hopes that they will use the extra money to help out the poor, but we live in a selfish world and most of the time they will use it for themselves.

Part 2:
     It's really hard to balance out that government spending. In order to get rid of the national debt taxes on everyone and everything would go way up and we'd have to cut some many good things out of the budget including funding for the military which a lot of people are asking for more money to go towards. And the tax cuts that everyone wants would happen seldom to never.

Part 3:
     It's kind of hard to pick and choose because inflation has an effect everyone most of it is negative, struggling to pay for common household items and food. However struggling might be worth it if more of the homeless or unemployed are getting more jobs. But also unemployment doesn't take into account the homeless. There are some homeless people who do have jobs but can't afford what they need to stay in a nice home those people are counted in as employed, because they are, they just simply don't make enough to live a comfortable life. So I don't really have a set opinion on the at subject specifically but if we could find a way to help with unemployment AND homelessness then that's what I would want.

Wednesday, April 23, 2014

11 part 2

1) We learned all about the dufferent types of unemployment. That some are good and some are bad. The badkind us when the economy cuass layoffs and less available jobs

2)unit 3's factors directly relate the unit one's becuase things like GDP are what we use to measure the factors of unit one.
One big reason in unemployment and homeless help systems is that when people receive that they are less motivated to do the work themselves and take initiative.

Sunday, April 20, 2014

blog 11 part one

I was gone all week but i will answer part three.
I have a plan, I don't like banks at all and I don't have a job. At some point I will join a credit union but credit unions and banks can get robbed. My retirement plan is to invest money in a stock that shows lots of promise on a day that they are doing bad so that when and if I gain money I can sell that stock in the future for a good amount of money. Until I have the money to invest i have this thimg called a piggybank/wallet true my house could get broken into but hey I'm a redneck and quite frankley I don't trust banks. Plus with the goal of absolutely no college debt I'll have a head start on earning good money that doesn't have to go towards paying off my debt. If my answer isn't good enough I'm sorry but that's my plan and my family knows it.

Saturday, April 19, 2014

blog 10

Part 1:
So last week we went into depth with inflation. Inflation rises prices and decreases money value. COLA talks about the costs of living adjustment. And there are 3 causes to inflation; gov prints too much money, demand-pull inflation, and cost-push. We also learned about deflation.

Part 3:
One thing I undertand more is inflation and how it works. That when someone says we are in a depression I know now that we are actually in a recovery. A slow recovery.

I also learned that based on this class and personal finance that bow is a good time to invest in stocks. Since we are in a recovery even though some sticks may have ups and downs throughout, in general stocks will go up along with the economy.

I also learned why gas prices flucuate up and down. It depends on the amount if gas they have immediat access to.

Sunday, April 6, 2014

blog 9 of awesomness

Part !:
      This week was short and we started an introduction into Macro-economics; which is the study of the economy as a whole not individually. We took a quick look at GDP and it's effect on the country's over-all appearance as a place to live and get jobs; another aspect that has that same effect it the unemployment rate of the total population in any given country. GDP is calculated in the FINAL good, meaning it's only calculated when any good or product is purchased for the last time. not including the sale of used cars. we also took very quick looks at, Recessions, depressions, stagflation, inflation and deflation.

Part Z:
     Our money is worth less in places like the UK but in others our money is worth more. When you travel to other countries you have to exchange your money for a kind like theirs. Its approximately 1.3 american dollars to equal one euro. Meaning that the net worth of our money is less than of one euro. This is partly because of our debt but also partly because we try to stretch out the gold value behind the money as much as possible.

Part 3:
     Other things that could determine the health of the country is the housing. If there aren't enough houses for the amount of people then there will be more poverty and even if they are employed they may still be homeless. Also the amount of available crops that are healthy because if fast food is the only source of food for some people then the people themselves will be rather unhealthy and i would not want to live there. Plus debt and the surroundings. If they have earthquakes and hurricanes and constantly have to rebuild things i would not want to live there either.

Monday, March 31, 2014

community service reflection

Mae Dempsey
Community Service Essay

For my community service project I chose to volunteer my services at the Foothills Animal Shelter. My jobs were simple; do laundry, clean dishes, wash the kennels and wash the windows. Their mission is to rescue as many needing animals as possible and youthanize as little as possible. If they get too crowded and noone is willing to be a foster owner then some do have to be put down. I had a very small yet very important part in it all. I kept everything thise rescued animals needed clean so they could remain healthy during their stay at FHAS.
I don't know how anyone else felt but it sure as heck pained me and I'll tell you why. Becuase every time I went in and told them I was there for community service they looked at me in discust or confusion; that is until I told them it was for school. Now-a-days everyone assumes that if you are doing community service at all, it's becuase you committed a crime of some sort and you were doing community service to make up for it. We need to volunteer more so when you do community service people look up to you instead of down. I have finished the prodject but I volunteered with the children at my church during second service and during the summer for VBS. Plus I'm doing Outdoorlab where I will get over 100 community service hours. If everyone did it then society would see it as a good thing to do and helpfull.
Without this opportunity society might shut down. Let me explain why... First, without community service workers buisnesses that can't afford to pay enough workers but are very important (like shelters) would eventually have to shut down becuase not everything could be kept up. Second, some community services include picking up litter which is an important part of cleaning up our invironment. If people never picked up the litter, in a few years we would all be swimming in trash. And finally, jails would be overflowing with people who couldn't afford to pay off fines like speeding tickets becuase they had no alternative to paying the fine. Which hurts families and when worse criminals are caught it cuases delimmas with cell spaces.
To sum-up  community services are helpfull and very much needed. But even wuth the people paying off speeding tickets and DUI's, community service shouldn't have to be looked down upon by others as a "last resort" to pay off debts. It should be looks at as a way to help people and the invironment. Even now, where volunteering and community service are literally the same thing, they are look at like the difference between scum and a nice person. They are the same thing put on different terms and it shouldn't be like that.

Sunday, March 16, 2014

blog 8

Part 1;
     This week we finished off working with equilibriums. And howbthe markets will always eventually go back to the equalibruim prices and quantities for maximum happiness for buyers and sellers. We also ended the week on friday talking about price floors and ceilings. Price floors are the minimum prices that goods or services can be sold at. Price ceilings are the maximum price goods and services can be sold at like rent control.

Part 2;
     The government uses things like subsidies, they pay companies to make products that they predict will do well, taxes on produce, they tax food and other things people need to get more money out of it, and regulations, they control how much a person can buy or produce a good or service of. One that we talked about in class was rent control. The government used to put a price ceiling on rent to prevent over pricing and descrimination. Even know I'm still unbiased about government kimd of, there are some really good places they should intervene in and also some really stupid ones that are outthere but I can't list off the top of my head. I have no questions.

Part3;
I have finished all 10 hours of my community service hours at Foothills Animal shelter. And I have not even started the essay yet, is it due on the same day as the last part of the community service packet? I might do it during spring break.